Terms of use

By using RisingTide you agree to these terms. They are short because the service is simple: we compare money-transfer providers; we are not one.

What RisingTide is — and is not

• RisingTide is a comparison and research service only. We do not hold, transmit, exchange, or remit money, and we are not a money services business, bank, or broker.
• Every transfer is completed on the provider's own platform, under that provider's terms, pricing, and regulatory licenses. Your contract is with them, not us.

About the numbers

• Rates and fees shown are indicative and timestamped. Providers change pricing continuously; the amount you actually receive is determined at the time you transact with the provider.
• Rows marked Estimated are computed from published fee schedules rather than live provider systems, as explained on our methodology page.
• Savings figures are estimates against the alternatives shown at a moment in time, not a guarantee of what any transfer will cost.

Affiliate relationships

We may earn a commission when you click a provider link. Commissions never affect rankings — providers cannot pay to rank higher, and rankings are computed only from PHP delivered.

Acceptable use

Don't scrape the service at abusive rates, probe its security, misrepresent its data as your own, or use it for anything unlawful.

Liability

The service is provided as-is. To the maximum extent permitted by law, we are not liable for losses arising from provider pricing changes, transfer outcomes, or decisions made based on indicative data. Nothing here is financial advice.